Boutique cross-border wealth guidance for life in Portugal
Financial planning for High-Net-Worth expatriates who want clarity, not complexity. We exist to help families achieve the best possible financial outcomes. The right plan and partnership to give you the confidence to grow, and the freedom to move on your terms.
About Atlas Bridge Wealth
Our Expertise
Atlas Bridge Wealth is a boutique cross-border planning and wealth consultancy based in Portugal, built for UK families who want clarity when their life (and money) spans more than one country. We help you get the big pieces joined up — pensions, investments, residency timing, tax coordination, and long-term retirement structure — so you can make confident decisions without guesswork.
Where regulated solutions are appropriate, everything is delivered under the authorisation and supervision of our appointed regulatory partners. That means the right disclosures, suitability process and protections are built into the advice, while we stay focused on joining up the cross-border detail so decisions work in both jurisdictions.
We’re here to be the calm, joined-up bridge between your UK life and your Portugal life.
Our Services
Investment Planning
Investment planning should feel calm and deliberate, not reactive. We help you build a clear strategy around what you’re trying to achieve, your time horizon, your cash-flow needs and the level of risk you’re comfortable taking. For UK families living in (or moving to) Portugal, we also factor in the practical cross-border pieces that can trip people up: currency exposure, where assets sit, wrapper selection, reporting, and how withdrawals fit with your wider retirement and tax plan.
Where a regulated investment recommendation or product implementation is required, this is provided through appropriately authorised firms/providers, and we can introduce you and coordinate the process to ensure everything stays joined up.
Retirement Planning
Plan for retirement with confidence. We help you build a personalised retirement plan around your goals, timeline and cash-flow needs — so you can feel clear and in control.
Where trust-based planning or specialist structures (including offshore retirement trusts) may be relevant, we’ll explain the options in plain English and coordinate with appropriately qualified legal/tax advisers and authorised firms where required. Any regulated recommendation or implementation is handled through the relevant authorised provider.
Inheritance Tax Planning
Minimise tax, maximise legacy. Inheritance and succession planning can have a major impact on what your family ultimately receives. We help you understand the key considerations and put a clear plan in place — working alongside your appointed legal and tax advisers to structure things efficiently and in line with your wishes.
Tax outcomes depend on individual circumstances and can change, so any planning should be reviewed regularly and implemented with the appropriate professional advice.
Protection Planning
Comprehensive protection for peace of mind. We help you identify the financial risks that could disrupt your plan — from changes in tax position to illness, injury or loss of income — and prioritise practical steps to improve resilience.
Where protection solutions are appropriate, we’ll outline the options and coordinate with appropriately authorised firms/providers for any regulated advice and implementation.
Cross-Border Tax
Coordination
Cross-border planning is often less about one big decision and more about getting the order right. We help you map your income sources, assets and residency timeline, then coordinate with your tax advisers to confirm the implications and keep your strategy aligned. The result is a clear, joined-up plan — with fewer surprises and better decision-making.
When you live in one country and have money in another, it’s easy for tax, pensions and investments to pull in different directions. We bring everything into one view — clarifying what matters, what needs specialist input, and what should happen next.
Foreign Exchange
We work with a select panel of trusted UK and local foreign-exchange partners, each with decades of experience supporting international clients. Their teams specialise in making cross-border transfers more efficient, helping you understand options such as spot transfers, forward contracts and timing strategies to reduce costs and avoid unnecessary currency risk. For clients with income in one currency and spending in another, we also help you plan around volatility so transfers are made with clarity, not guesswork, and remain aligned with your wider financial plan.
Where regulated investment or insurance-based solutions are appropriate, advice is provided under the regulatory licence of Network Financial Services (NFS), with Atlas Bridge Wealth acting as an introducing adviser. All recommendations are issued in accordance with MiFID II and IDD requirements.
Our Approach
We believe in ensuring everyone has access to financial stability and peace of mind. We aim to guide you through the complexities of wealth management, whilst settling into a new way of life, or considering the idea. We do this with expert advice, strategic planning, and steadfast support every step of the way.
Our Guiding Principles
Our approach is centered around understanding your unique financial needs and aspirations. We prioritise transparency, trust, and excellence in every investment strategy we develop, ensuring your financial future is in secure hands.
At Atlas Bridge Wealth, we are dedicated to providing sound planning guidance and cross-border strategies that align with your goals. Our focus is on building enduring partnerships based on integrity and reliability. By building long-term relationships founded on trust and transparency, we aim to positively impact the lives of those we serve.
Our commitment to you
Expertise
We believe that no two clients are the same, which is why we tailor every financial plan to fit your unique needs and goals. Our bespoke approach ensures that your investments align with your personal vision, providing you with a strategy that truly reflects your aspirations.
Personalisation
With decades of combined experience, our team brings a deep understanding of financial markets and wealth management strategies. We leverage our expertise to offer insightful advice and smart solutions, helping you navigate the complexities of investing with confidence.
Commitment
We are dedicated to your financial success. Our commitment goes beyond managing your wealth—we’re here to support you at every stage of your financial journey. We take pride in building lasting relationships, ensuring that your financial goals are met and exceeded.
Client Stories
Our clients share their success stories and experiences working with us, highlighting the positive impact our personalised investment strategies have had on their financial growth.
Jane & Mark Richards
Steve and the Atlas Bridge Wealth team made our move to Portugal feel really simple and straightforward. He guided us through NHR2 eligibility, restructured our pensions so we avoided any nasty surprises, and helped create a cashflow plan that actually lets us enjoy retirement here much easier. Extremely honest, practical and always reachable, highly recommended.”
— Jane & Mark, Quarteira, Portugal
James Warren
“I thought tax and cross-border pensions would be a nightmare after selling my company. Steve built a clear plan that minimised my UK exposure, explained the options for a QNUPS vs international bond, and coordinated with local lawyers so everything was done correctly. Worth every conversation, I can absolutely sleep better now!”
— James, Lisbon, Portugal
Sarah Mallon
“Moving countries felt overwhelming for me. Steve handled the tax residency timing, advised on when to crystallise parts of my SIPP, helped me understand the options and coordinated the steps with the relevant regulated providers. The service was genuinely client-first with no hard sell, just sensible advice that fitted our family perfectly.”
— Sarah, Cascais, Portugal
Get in Touch
Contact Us
Reach out for cross-border planning guidance and clear next steps — with regulated services delivered by appropriately authorised firms where required.
Let's start your journey towards financial success together.